| 1. | 5 loans and bills overdue for more than 90 days and rescheduled loans
5过期90日以上的贷款及票据以及经重组的贷款。 |
| 2. | Rescheduled loan ratio
经重组贷款比率 |
| 3. | Is measured by a ratio of total amount of rescheduled loans to total outstanding loans
指经重组贷款总额占未偿还贷款总额的比率。 |
| 4. | " it is also encouraging that the combined ratio of delinquent and rescheduled loans remained stable .
拖欠贷款及经重组贷款的合并比率保持稳定，亦是令人鼓舞的消息。 |
| 5. | Rescheduled loan ratio is measured by a ratio of total amount of rescheduled loans to total outstanding loans
经重组贷款比率rescheduled loan ratio指经重组贷款总额占未偿还贷款总额的比率。 |
| 6. | The increase in the rescheduled loan ratio in recent months indicates that banks have been entering into more loan restructuring arrangements with borrowers
最近几个月经重组贷款比率上升，显示银行与借款人达成的债务重组安排个案有所增加。 |
| 7. | " the improvement in the combined ratio of delinquent and rescheduled loans is encouraging , although the operating environment remains difficult , " said mr david carse , deputy chief executive of the hkma
金管局副总裁简达恒说：尽管银行业经营环境仍然困难，拖欠贷款及经重组贷款合并比率有所改善，实在令人鼓舞。 |
| 8. | The increase in the rescheduled loan ratio reflects banks responsiveness to assist borrowers in financial difficulties , thereby taking the pressure off mortgage delinquencies , said mr david carse , deputy chief executive of the hkma
金管局副总裁简达恒表示：经重组贷款比率上升，反映银行积极帮助有财务困难的借款人，因而纾缓了按揭贷款拖欠比率的压力。 |
| 9. | " although the mortgage delinquency and rescheduled loan ratios improved slightly , banks should remain watchful of the quality of their mortgage portfolios in view of the weak economic environment , " said mr david carse , deputy chief executive of the hkma
金管局副总裁简达恒表示：在目前疲弱的经济环境下，尽管按揭贷款拖欠比率及经重组贷款比率轻微改善，银行仍须继续提高警觉，注意本身按揭贷款业务的质素。 |
| 10. | " the mortgage delinquency ratio continued to improve . this can largely be explained by repayments of overdue loans and more rescheduling requests accommodated by the banks as reflected by the rise in the rescheduled loan ratio , " said mr david carse , deputy chief executive of the hkma
金管局副总裁简达恒说：按揭拖欠比率持续改善，主要原因是拖欠贷款获得偿还，以及银行接受更多重组贷款的要求，其中后者可从经重组贷款比率上升的情况中反映。 |
